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Ramsey County appreciates the important leadership role of lenders in the home buying process. Many of you may already be familiar with FirstHOME and the associated program forms. Most of the forms have been revised, and where possible, these are now fillable forms. 

 FirstHOME Forms

An Important Note for Buyers and Lenders: The FirstHOME Program requires that all parties to the mortgage be owner-occupants and that the incomes of all, including co-signers, be included in the calculation of income eligibility for buyer assistance.