Sheriff Foreclosures Home ll Foreclosure Info for Homeowners and Renters ll Foreclosure Sales ll Redemption of Mortgage Foreclosed Property ll Links and Resources
Mortgage Foreclosure by Advertisement
This is the most common type of foreclosure action. It is based on a default of a provision of the mortgage. Generally, an attorney hired to conduct the foreclosure will prepare the appropriate Notice of Mortgage Foreclosure Sale, arrange for service and publication of the notice and have the Sheriff’s Office conduct the sale.
Some attorneys utilize the Sheriff’s Office to serve the Notices of Sale while others only notify the Sheriff’s Office of the sale. Since attorneys often do not involve the Sheriff’s Office until the day of the sale, information may not be available if you call the Sheriff's Office prior to that time.
Questions regarding a sale or arrangements to resolve the issue before foreclosure should be directed to the attorney preparing the sale. The Attorney's telephone number is usually published with the Notice of Sale.
Mortgage Foreclosure by Action
These sales are conducted pursuant to an order from a District Court Judge directing the Sheriff to sell a specific parcel of real property.
Notices for such sales are prepared by the plaintiff’s attorney, similar to the Mortgage Foreclosure by Advertisement. Service of the Notice of Sale is usually done by the Sheriff’s Office. A posting in three public places, as well as a publication in the county’s legal newspaper, is required by law. The Sheriff’s Office posts notices at the following locations:
- Lobby of the St. Paul City Hall Annex, 25 W 4th Street, St. Paul, MN 55102;
- Lobby of the Government Center West Bldg., 50 West Kellogg Blvd., St. Paul, MN 55102; and
- The Kellogg entrance to the Ramsey County Courthouse, 15 West Kellogg Blvd., St. Paul, MN 55102.
